Laconia, Gilmanton, and Pittsfield real estate and homes for sale in New Hampshire, antique homes, and waterfront homes- Scott and Donna Ward, REALTORS® Scott and Donna Ward REALTORS(r) for Laconia, Gilmanton, and Pittsfield, New Hampshire real estate, antique homes, and waterfront homes - NUMBER1EXPERTS™ Scott and Donna Ward NUMBER1EXPERTS(tm) for Laconia, Gilmanton, and Pittsfield, New Hampshire real estate, antique homes, and waterfront homes

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Scott and Donna Ward, REALTORŪ, real estate agents and broker for Laconia, Gilmanton, and Pittsfield New Hampshire home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
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What was the world's highest viewing platform before the opening of the Empire State Building in 1939?

A 
The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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Scott and Donna Ward, REALTORŪ, real estate agents and broker for Laconia, Gilmanton, and Pittsfield New Hampshire home listings, property and land for sale - NUMBER1EXPERT(tm)

CALL TODAY EXIT TOMORROW!
EXIT REWARD REALTY

79 High Street
Pittsfield, NH 03263
Office: 603-435-7800
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Email: scottanddonnaward@NUMBER1EXPERT.com

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